St. Catherine's of Siena faith-based ministry group travels to Chicago to help the less fortunate. Father Jared, the Pastor, explained: "They also have an experience of the challenges that people face and how they can make a difference in that challenge.  They also get to meet and interact with other young people their own age.  They see how it is ok to be a person of faith, to talk about it, to pray, and also to have doubts."

John, an auto technician at a local car dealership in Randolph, NJ, has struggled to afford a stable place to live for his four daughters and wife was arguably the most appreciative person there. His destiny, thanks to Morris Habitat for Humanity, is that their family will be proud homeowners at Budd Lake, NJ. After moving his eldest daughter through two prior schools and worrying about if they’ll still have a safe place to live in, he is eager to be a part of a stable and secure community and put down family roots.

Also Known as a Home Equity Conversion Mortgage or pronounced "HECK EM" for HECM. According to the January 2017 Reverse Focus Report. It seems that fifty percent of the Reverse Mortgage business is done by a group of  top ten  lenders. And surprisingly only forty percent of the these top ten focus their business on providing reverse mortgage lending.